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Sickness and Accident Insurance Protection
Manulife Financial
Affinity Markets
PO Box 4213, Stn A
Toronto ON M5W 5M3
For more than 45 years, Engineers Canada has sponsored high-quality, affordable sickness and accident insurance protection for engineering professionals. Manulife Financial offers a comprehensive, flexible insurance program to protect your health, your family and your finances. The Engineers Canada-sponsored programs help you cope with unexpected costs that would otherwise be paid out of your pocket.
Coverage available:
Health Care Plan - The Health Care plan covers expenses over and above those paid by your government health plan. Coverage is available for you and your family.
Dental Care Plan - The Dental Care plan covers expenses for regular dental checkups as well as preventative and restorative dental care, crowns, dentures and bridgework. Coverage is available for you and your family.
Disability Income Replacement Plan - This plan offers a replacement income of up to $10,000 a month while you are disabled and unable to work. You can choose from a broad range of benefits for many different specific levels of disability (i.e. Total Disability, Residual Disability, Partial Disability, Presumptive Disability, Recurring Disability and Catastrophic Loss).
Business Overhead Expense Plan - You can be reimbursed up to $8,000 a month in ongoing business expenses while you are totally disabled.
Personal Accident Benefit - This optional coverage, when added to your Engineers Canada-sponsored Health Care Plan, Disability Income Replacement Plan or Business Overhead Expense Plan, provides a benefit in case of an accident that results in severe injury or death within 365 days.
Special Benefit Features
- Portable and guaranteed re-entry
- Own occupation definition
- Cost-of-living adjustment and buy back option
- Protection between jobs and plan conversion guarantee
- Future increase option
For more information regarding the Engineers Canada-sponsored Sickness and Accident Insurance Program, call 1-877-598-2273 Visit www.manulife.com/engineerscanada to obtain the name of your local authorized insurance representative.












